Risk Insurance

 

Having the right life and income protection insurance cover can provide financial assistance and valuable peace of mind if the unexpected happens. If you have dependents whose well-being relies on your income, or debt levels that require ongoing servicing, we recommend considering risk insurance. Depending on your individual circumstances, you may like to consider:

  • Term Life insurance – pays a lump sum to your dependents if you die
  • Total and Permanent Disablement insurance – provides a lump sum payment if you are permanently unable to work
  • Trauma insurance – provides a lump sum if you suffer or contract a critical condition
  • Income Protection – replaces your income if you are unable to work due to illness or injury


Accru’s Wealth Management divisions have both the expertise and specialist associations to assist you in this important area of your financial plan.